Obamacare Smokers - What your premiums will be if you smoke

If you smoke, now might be a good time to think about quitting. If you still want to smoke, you can get help finding an affordable health insurance policy for smokers here. Under Obamacare, which went into effect in 2014, health providers are allowed to charge premiums 50% higher to people who smoke. In the United States, nearly one of every five adults smoke. So, the ramifications could be huge. Younger people will be better off than older people who smoke, as their health risks run higher. Obamacare smokers penalties could end up being significant for individual insurance holders. For people insured by their employer, smokers could avoid the penalty by joining a "quit smoking" program, because employer plans follow different rules than individual.

To put some numbers to it, here are some examples. For a 55-year-old adult who smokes, the penalty could reach almost $4,250 per year. A 60-year-old smoker could wind up paying nearly $5,100 above their premiums.


Isn't there a glitch in Obamacare For Smokers?

Yes! Some smokers trying to get coverage next year under The Affordable Care Act healthcare law may get a break from tobacco-use penalties that could have made their premiums increase drastically.

The Obama administration has notified health insurers that a computer system glitch will limit penalties that the law says the companies may charge smokers. The fix is reported to take at least a year to put in place.

Which is good news for tobacco users as of right now. You can still find an affordable health policy and avoiding the future penalties that a smoker will have to pay for their habit.

Bottom line, we can help obamacare smokers find an affordable health insurance policy. Enter your zip and we'll do the rest.




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